Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. During the initial presentation I will provide you with an informative and very in-depth BUYER SUCCESS GUIDE. With 35 years of experience I am able to guide and educate buyers thru an ever changing process and will be there with you every step of the way. My enthusiasm and knowledge will make finding your dream home a fun and stress free experience.
I can enhance your buying process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details. I will customize a search like the ones below so that you have up to date information and can keep on top of property availability in real time as the houses come on the market. My PREFERRED PARTNER package will provide you with professional businesses that serve to provide smooth reliable service. Knowledge is key to buying with your eyes open! Let’s get started!
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: